Whether you're looking to invest in property, shares, or another asset class, a loan can be a powerful tool in realising your investment aspirations.
There’s a wide range of investment loan products on the market, each with its own set of features and benefits. We can take a look at interest-only loans, which can maximise your cash flow during the investment term, or principal and interest loans if you’re focused on building equity in your investment over time.
The interest rate environment is also a key consideration. We’ll explore fixed-rate loans, which can offer the certainty of knowing your repayment amounts for a set period, or variable-rate loans, which may provide more flexibility and could potentially decrease if interest rates fall.
Loan structure is another important aspect. You may be interested in a line of credit, which allows you to access funds up to a certain limit and only pay interest on the amount you use. Or, a standard investment loan might be more aligned with your needs, providing a lump sum upfront for your investment purchase.
At Masterforce Financial Services, we can assist you in understanding the pros and cons of different loan features, such as offset accounts, which could reduce the interest payable on your loan, and redraw facilities that offer access to additional repayments you’ve made.
It’s essential that we consider how an investment loan fits into your broader financial situation. The goal is to ensure that your investment strategy is well-supported by the financing structure we put in place.
As we move forward, we’ll guide you through the application process, ensuring that you are well-prepared with the necessary documentation and that you fully comprehend all aspects of the loan agreement. Not sure where and what to buy? We have access to suppliers with property not yet on the market or land and build options with a supplier that will support your Investment goals.
When you’re ready to proceed, let’s schedule a detailed discussion to further explore your investment goals and the loan options that could support them. We’re here to facilitate the process and provide you with the support you need every step of the way. Not sure where and what to buy? We have access to suppliers with property not yet on the market or land and build options with a supplier that will support your Investment goals.